Financial Assistance
Funding for Home Modifications
VA grants, Medicaid waivers, Medicare Advantage, and other programs can cover a significant portion of your home accessibility modifications. We help you navigate every option.
Available Funding Programs
Georgia residents may qualify for one or more of these programs. We help with applications.
VA HISA Grant (Home Improvements & Structural Alterations)
Amount: Up to $6,800 (service-connected) or $2,000 (non-service-connected)
Eligibility: Veterans with a qualifying disability documented by VA physician
What it covers: Grab bars, wheelchair ramps, roll-in showers, stair lifts, door widening, bathroom modifications
How to apply: Apply through your VA Medical Center with a prescription from your VA physician. We assist with documentation and provide contractor estimates for your application.
VA SAH Grant (Specially Adapted Housing)
Amount: Up to $109,986 (2024)
Eligibility: Veterans with severe service-connected disabilities (loss of limbs, blindness, severe burns)
What it covers: Major home adaptations, wheelchair-accessible construction, roll-in showers, widened doorways, elevator/lift installation
How to apply: Apply through VA Form 26-4555. Requires proof of qualifying disability. We provide contractor estimates and project oversight.
Georgia Medicaid CCSP Waiver
Amount: Varies by need — typically $2,000–$10,000 per modification
Eligibility: Georgia residents who meet nursing-home-level care criteria but wish to remain at home. Must be Medicaid-eligible.
What it covers: Environmental modifications including wheelchair ramps, grab bars, bathroom modifications, door widening, stair lifts
How to apply: Apply through Georgia's Department of Community Health. AAA (Area Agency on Aging) can assist with enrollment. Processing takes 30–90 days.
Georgia Medicaid ICWP (Independent Care Waiver Program)
Amount: Varies — up to $15,000 for environmental modifications
Eligibility: Individuals aged 21–64 with significant physical disabilities. Must meet institutional-level care criteria.
What it covers: Home modifications for accessibility, adaptive equipment, personal care support
How to apply: Contact the Georgia Department of Behavioral Health and Developmental Disabilities (DBHDD). Waiting lists may apply.
USDA Section 504 Home Repair Grant
Amount: Up to $10,000 (grant) or $40,000 (loan at 1% interest)
Eligibility: Very-low-income homeowners in eligible rural areas. Grants require applicant to be 62+ years old.
What it covers: Home repairs and modifications to remove health and safety hazards, including accessibility improvements
How to apply: Apply through your local USDA Rural Development office. Many areas of north Georgia qualify as rural.
Medicare Advantage Supplemental Benefits
Amount: Typically $1,000–$5,000/year in supplemental benefits
Eligibility: Enrollees in qualifying Medicare Advantage plans that include home modification benefits
What it covers: Varies by plan — common items include grab bars, handrails, ramp installations, improved lighting
How to apply: Check your Medicare Advantage plan's Summary of Benefits. Plans like Humana, Anthem, and UnitedHealthcare in Georgia often include these.
How We Help You Get Funded
Free Assessment
We evaluate your home and identify all needed modifications.
Funding Match
We identify every grant, waiver, and benefit you may qualify for.
Application Support
We prepare estimates, documentation, and coordinate with case managers.
Funding FAQ
How do I know if I qualify for VA home modification grants?+
You may qualify if you have a service-connected or non-service-connected disability that requires home modifications for safe daily living. Start by talking to your VA physician — they can prescribe modifications and initiate the HISA grant process. We work with VA patients regularly and can help with documentation.
Can I combine multiple funding sources?+
Yes! Many families combine a VA HISA grant with Medicaid waiver funding or Medicare Advantage benefits. For example, you might use HISA for bathroom modifications and Medicaid for a stair lift. We help you maximize available funding across all programs.
How long does funding approval take?+
VA HISA grants: 2–6 weeks. Georgia Medicaid waivers: 30–90 days (waitlists may apply). Medicare Advantage: varies by plan but typically 2–4 weeks. USDA grants: 4–8 weeks. We start project planning during the approval period so we can begin work as soon as funds are available.
Do you help with funding applications?+
Yes! We provide free contractor estimates formatted for grant applications, help complete required documentation, and coordinate with case managers and VA representatives. We've helped hundreds of Georgia families secure funding for home modifications.
What if I don't qualify for any grants?+
We offer flexible financing options with monthly payments to make accessibility modifications affordable. We also prioritize modifications by urgency — often, critical safety items like grab bars and lighting can be installed for under $1,000. Call (470) 888-2724 to discuss your situation.
Are tax deductions available for home modifications?+
Yes — if a physician prescribes home modifications as medically necessary, the cost may be deductible as a medical expense on your federal taxes (exceeding 7.5% of AGI). We recommend consulting your tax advisor with documentation we provide.
We Help You Navigate Funding
Free consultations • Grant application support • Serving all of Georgia